Financing & Insurance

We work with most insurance plans to maximize your orthodontic benefits and make treatment affordable for every family.

Insurance Plans We Accept

While we accept many patient insurances, below is a list of the common ones in our office. If you don’t see your insurance company on our list, please send us an email or give us a call to inquire.

Preferred Insurance Partners

Delta Dental (All States)
Cigna
Aetna
United Concordia
Sunlife
Mutual of Omaha

Please Note: We do not accept HMO plans or Delta Care.

Additional Insurances We Accept

Ameritas
Blue Cross
Carpenter’s Trust
GEHA
Guardian Dental
HealthCare Management (HMA)
Humana Dental
Lineco
MetLife
Northwest Administrators
Painters Trust
Premera
Principal Life
Provider 1
Regence
Retail Clerks
Seattle Area Plumbing & Pipe Fitting
Standard Insurance
Sun Life
TPSC Benefits
United Healthcare
UWashington Dental

How Orthodontic Insurance Works

Understanding your orthodontic benefits helps you make informed decisions about treatment.

Typical Coverage

Most plans offer a lifetime benefit of $1,000-$2,500 for orthodontic treatment.

Coverage Percentage

Insurance usually covers about 50% of the total treatment cost after deductibles.

Age Restrictions

Coverage terms and age limits vary by plan – we’ll verify your specific benefits.

We Verify Benefits

We check your coverage before treatment begins so there are no surprises.

Direct Billing

We bill your insurance company directly for maximum convenience.

We Handle Paperwork

Our team manages all insurance claims and paperwork on your behalf.

What We Do For You

Our experienced team takes care of insurance details so you can focus on your smile transformation.

Complimentary Insurance Verification

We check your benefits at no cost before treatment starts

Maximize Your Benefits

We ensure you receive all available orthodontic coverage

Submit All Claims

We file all necessary paperwork with your insurance company

Answer Coverage Questions

Our team explains your benefits in clear, simple terms

Coordinate with Dental Insurance

We work seamlessly with your dental insurance provider

Explain Benefits Clearly

No confusing jargon - just straightforward explanations

No Insurance? No Problem!

We offer multiple affordable payment options to make orthodontic treatment accessible to everyone.

Flexible Payment Plans

Custom monthly payment plans that fit your budget

In-House Payment Plans

Low monthly payments with no credit check required

Discount for Full Payment

Special discount when you pay in full at start of treatment

Our goal is to make treatment affordable for every family.

We’ll work with you to find a payment solution that fits your budget and lifestyle.

Flexible Spending Accounts (FSA/HSA)

Take advantage of tax-free dollars for orthodontic treatment.

Eligible Expense

Orthodontic treatment qualifies for FSA and HSA funds

Tax-Free Payment

Use pre-tax dollars to save on treatment costs

Combine with Insurance

FSA/HSA can be used alongside your insurance benefits

Documentation Provided

We provide all necessary paperwork for reimbursement

Questions About Your Coverage?

Our knowledgeable team is here to help you understand your insurance benefits and payment options.

Call Our Office

Speak with our financial coordinator

Kent: (253) 850-7043

Maple Valley: (425) 433-8080

Benefits Check

We’ll verify your coverage and explain your benefits clearly

No Surprises

Transparent pricing with clear cost breakdown before treatment

Questions About Your Coverage?

Don’t worry! Bring your insurance card to your free consultation, and we’ll check your benefits for you. We’ll explain exactly what your insurance covers and help you understand your out-of-pocket costs.

Ready to Get Started?

Let us help you navigate insurance and create an affordable payment plan for your beautiful new smile.